Revolutionising Cross-Border Payments
In this compelling and in-depth episode of FinTech Focus TV, Toby Babb sits down with Richard Crook, CEO at Deus X Pay, to discuss the transformative power of stablecoins in cross-border payments, the evolution of blockchain technology, and how financial regulations are shifting in 2025. As a key player in the digital asset space, Deus X Pay is positioned at the forefront of solving one of the most pressing issues in global finance—inefficient and costly international transactions. The conversation not only explores the impact of stablecoins on financial infrastructure but also dives deep into the future of decentralised finance, the importance of regulatory clarity, and the shifting landscape of financial technology adoption across different markets.
Stablecoins: The Game-Changer in High-Value Transactions
Richard Crook outlines how stablecoins have emerged as the killer app of blockchain technology, reshaping the way financial institutions, corporations, and individuals conduct cross-border payments. Unlike traditional banking systems, which involve multiple intermediaries, slow processing times, and high fees, stablecoins enable near-instant, frictionless transactions. He highlights how Deus X Pay has successfully built a product that addresses the needs of businesses seeking faster, safer, and more cost-effective global payments.
While many see stablecoins as a niche product within crypto and DeFi, Richard explains how their adoption is growing rapidly in traditional finance (TradFi), with industries such as aviation, real estate, and supply chain logistics leveraging stablecoin technology for seamless international transfers. He emphasises that the trust and compliance framework surrounding stablecoins is crucial for their continued success and mainstream adoption. Moreover, he stresses the need for financial institutions and governments to work together in ensuring that stablecoins do not become a regulatory grey area, as this could hinder the ability of businesses to leverage their full potential.
Richard elaborates on the significant reduction in costs that businesses can achieve by utilising stablecoins instead of traditional banking methods. By bypassing conventional systems, stablecoins eliminate intermediary fees and exchange rate inefficiencies, allowing companies to retain a higher percentage of their funds while accelerating payment processing times from days to seconds. This shift is not just a technological advancement but a fundamental transformation in the way businesses handle liquidity and cash flow on a global scale.
The Rise of Deus X Pay and Its Role in the Blockchain Ecosystem
Deus X Pay operates within a broader ecosystem of financial innovation, complementing Deus X Capital, which provides a foundation for multiple interconnected ventures. Richard explains that while Deus X Capital focuses on investment and infrastructure, Deus X Pay specialises in stablecoin payments, offering a compliant, scalable, and efficient solution for businesses dealing with cross-border financial transactions.
With headquarters in the UAE and a globally distributed team, Deus X Pay has positioned itself as a leader in the stablecoin payments revolution, offering services to enterprises that struggle with traditional banking limitations, currency restrictions, and regulatory challenges. The firm’s mission is to bridge the gap between decentralised finance (DeFi) and traditional finance (TradFi) by offering a regulated, transparent, and secure stablecoin payment infrastructure.
Richard also highlights Deus X Pay’s work in creating tailored solutions for different industries, ensuring that stablecoins integrate seamlessly with existing financial systems. Whether it’s facilitating real-time payroll payments for remote workers, enabling instant settlement for global trade agreements, or streamlining capital investments across multiple jurisdictions, the company is proving that blockchain payments can be both practical and compliant.
Furthermore, he explains the necessity of expanding partnerships with global payment providers, as collaboration with established financial institutions, crypto custodians, and payment gateways is crucial in driving stablecoin adoption beyond the early adopters. Deus X Pay is actively working with regulators, financial firms, and blockchain enterprises to shape a future where stablecoins operate within a fully compliant and widely accepted financial framework.
Why the UAE is Emerging as a FinTech Powerhouse
Discussing the company’s strategic positioning, Richard highlights why the UAE has become a global hub for FinTech innovation and blockchain adoption. With its pro-business regulatory environment, world-class infrastructure, and status as a major international financial centre, the UAE provides an ideal backdrop for companies like Deus X Pay to scale operations and attract enterprise clients.
Richard points out that Dubai and Abu Dhabi have established forward-thinking regulations for digital assets, making them more attractive than traditional financial hubs such as London and New York, where compliance and regulatory uncertainty have slowed innovation. He describes how Deus X Pay has successfully built relationships within the UAE’s rapidly evolving financial ecosystem, ensuring they remain ahead of the curve in the adoption of blockchain payments.
Furthermore, he emphasises the progressive stance of UAE regulators, who recognise the value of blockchain technology in enhancing financial transparency and efficiency. By working closely with regulatory bodies, Deus X Pay ensures that its stablecoin solutions align with local and international compliance standards, positioning itself as a trusted partner in the evolving financial landscape.
Navigating Regulatory Changes and Compliance in 2025
One of the biggest challenges for FinTech companies, particularly those dealing with blockchain and digital assets, is navigating the complex and evolving regulatory landscape. Richard and Toby discuss the importance of compliance in driving mass adoption of blockchain-based payments, particularly within institutional finance and large-scale enterprises.
Richard explains how Deus X Pay operates as a fully licensed and regulated entity, ensuring that stablecoin transactions remain transparent, secure, and compliant with global financial regulations. The company performs stringent KYC (Know Your Customer) and KYT (Know Your Token) processes, enabling better traceability of transactions compared to traditional banking systems. He also notes that the blockchain provides an immutable and auditable ledger, making fraud and financial crime detection more efficient.
A Must-Watch Episode for FinTech Enthusiasts
This episode of FinTech Focus TV is a must-watch for anyone interested in the intersection of blockchain, payments, and financial regulation. Toby Babb masterfully navigates the discussion, extracting valuable insights from Richard Crook on how Deus X Pay is revolutionising cross-border transactions with stablecoins. As the FinTech industry continues to evolve, staying informed about innovations like these is essential for businesses looking to stay competitive.
How Deus X Pay and FinTech Focus TV Relate to Harrington Starr as a FinTech Recruitment Firm
The latest episode of FinTech Focus TV featuring Richard Crook, CEO at Deus X Pay, underscores the ever-evolving nature of financial technology and its direct connection to Harrington Starr’s mission as a leading FinTech recruitment firm. As a business dedicated to connecting top talent with innovative firms, Harrington Starr understands the increasing demand for professionals across Cloud Engineering and DevOps, Cyber Security and IT risk, Data, Infrastructure support, Network Engineering, Product Management, Quantitative Finance, Sales and Marketing, and Software Engineering—all areas that are deeply impacted by the rise of blockchain technology and stablecoin adoption.
Deus X Pay is revolutionising cross-border payments, providing businesses with faster, more cost-efficient, and secure transactions powered by stablecoins. This shift is not just a financial innovation; it is reshaping how data security, software development, and product management operate within FinTech firms. Companies adopting these technologies need highly skilled professionals in cyber security and IT risk management to ensure compliance and protection against fraud. Additionally, network engineers and infrastructure support specialists play a crucial role in maintaining stable and scalable payment platforms, ensuring seamless integration with existing financial infrastructures.
Beyond the technical aspects, Deus X Pay’s impact on sales and marketing within FinTech is significant. As stablecoins gain traction, firms require strategic sales professionals who understand the value proposition of blockchain-based solutions and can effectively position them within the industry. Product managers also become integral, shaping offerings that meet regulatory standards while optimising user experience.
The rise of digital assets, DeFi, and blockchain-driven payment solutions is accelerating demand for specialists in quantitative finance, with firms seeking talent who can model risk, assess liquidity strategies, and ensure compliance with evolving regulations. Meanwhile, cloud engineers and DevOps experts are crucial in optimising cloud-based infrastructures that support high-frequency trading, smart contract development, and instant settlements.
At Harrington Starr, we recognise the importance of staying ahead of these industry shifts, ensuring that the best FinTech recruitment solutions align with businesses driving financial transformation. Deus X Pay’s innovation exemplifies the growing need for top-tier talent across technology, risk management, and financial engineering, reinforcing our mission to connect FinTech firms with the expertise necessary for success in a rapidly evolving landscape.
At Harrington Starr, we specialise in sourcing professionals across Cloud Engineering and DevOps, Cyber Security and IT Risk, Data, Infrastructure Support, Network Engineering, Product Management, Quantitative Finance, Sales and Marketing, and Software Engineering. Deus X Pay’s expansion and success within the stablecoin ecosystem is a prime example of the kind of high-growth, tech-driven company that relies on expert talent in all of these domains.
As blockchain and digital payments become more mainstream, firms require forward-thinking professionals to build, scale, and secure next-gen financial infrastructures. From developers and engineers to data specialists and commercial leaders, Harrington Starr connects businesses like Deus X Pay with the talent they need to lead in this transformative era.
